Our portfolio

Twelve funded deals, a selection from the wider book.

Secured real-estate facilities across Switzerland, Norway, Denmark, Spain and the United Kingdom, each backed by a first-rank mortgage and a personal guarantee. Every entry carries the headline terms and the story behind it, anonymised to respect confidentiality.

Click a card to drop its full summary below

This is a partial set, not the firm's full history.

Case file · No. 01

Hotel portfolio, acquisition and refinancing

An established family-run hotel operator refinanced part of its portfolio while acquiring new properties, structured as a single facility across several cities. The introduction came by word of mouth from an earlier Watson deal, and it has since grown into a long-term partnership with further projects underway.

Facility
EUR 35,164,835
Jurisdiction
Norway
LTV
34.5%
Term
36 + 12 months
Type
Acquisition and refinancing
Term sheet
Within 31 days
Loan agreement
Within 52 days
Case file · No. 02

Residential development, 24 apartments

A Lake Geneva developer who had spent almost two years searching for finance was introduced by the contractors due to build the scheme. The deal needed careful structuring before it could be presented to investors compliantly. The low LTV reflects substantial sponsor equity and a prime city-centre site.

Facility
CHF 12'000'000
Jurisdiction
Switzerland
LTV
25%
Term
36 months
Type
Acquisition and construction
Term sheet
Within 1.5 months
Case file · No. 03

Construction plot acquisition

Land acquisition as the first phase of a larger residential development, financed within a week of first contact for a borrower who had been searching for over 18 months. The speed of this close is what later led a much larger client to seek Watson out.

Facility
CHF 4'200'000
Jurisdiction
United Kingdom
LTV
66%
Term
18 months
Type
Acquisition, phase 1
Term sheet
Within 1 week
Case file · No. 04

Property loan refinancing

A 20-year facility to refinance an existing loan on better long-term terms. An unusually long tenor for a book that runs mostly short to mid-term, matched to the right investor profile. The full anatomy of this refinancing is in the Casebook.

Facility
CHF 2'820'000
Jurisdiction
Denmark
LTV
67.6%
Term
20 years
Type
Refinancing
Term sheet
Within 1 month
Case file · No. 05

Alpine resort hotel

New hotel accommodation at an under-developed alpine resort in the Valais, repaid on a six-month term. One of the firm's earliest projects, and close to its Swiss roots.

Facility
CHF 1'900'000
Jurisdiction
Switzerland
LTV
47.5%
Term
6 months
Type
Construction
Term sheet
Within 1 month
Case file · No. 06

Villa purchase and restoration

An experienced local developer acquired and fully renovated a villa in Hellerup, north of Copenhagen, with purchase and works funded in a single facility for clarity from day one.

Facility
CHF 1'835'000
Jurisdiction
Denmark
LTV
70.6%
Term
18 months
Type
Acquisition and renovation
Term sheet
Within 2 weeks
Case file · No. 07

Six-apartment conversion

Conversion of an old farm into six modern apartments, designed by a Norwegian architect blending Swiss heritage with Scandinavian minimalism.

Facility
CHF 1'750'000
Jurisdiction
Switzerland
LTV
80%
Term
24 months
Type
Acquisition and renovation
Term sheet
Within 1 month
Case file · No. 08

Urban bathing facility

An Oslo bathing facility matched to investors within hours, with a term sheet issued in under a day. As much a reflection of Watson's Nordic relationships as of raw speed.

Facility
CHF 1'500'000
Jurisdiction
Norway
LTV
46.7%
Term
24 months
Type
Construction
Term sheet
Within 1 day
Case file · No. 09

Ten townhouses development

Ground-up construction of ten townhouses on the Spanish coast, extending an origination corridor opened by an earlier Mallorca deal, in a market with strong domestic and international demand.

Facility
CHF 1'500'000
Jurisdiction
Spain
LTV
80%
Term
30 months
Type
Development
Term sheet
Within 3 weeks
Case file · No. 10

New-build villa

Watson's first Spanish deal, a new-build villa on Mallorca, where the firm structured the security, legal documentation and tax from the ground up. It opened a new origination corridor.

Facility
CHF 1'460'000
Jurisdiction
Spain
LTV
63.6%
Term
36 months
Type
Construction
Term sheet
Within 1 month
Case file · No. 11

Residential building restoration

A complicated ownership and documentation trail, untangled and presented to investors properly after conventional channels had stalled. The low LTV reflects strong underlying asset value.

Facility
CHF 1'270'000
Jurisdiction
Norway
LTV
25.4%
Term
18 months
Type
Renovation
Term sheet
Within 2 weeks
Case file · No. 12

Property purchase

A more complex underwrite that took longer to place, where thorough structuring beat speed and found the borrower the right financing partner rather than the fastest one.

Facility
CHF 1'000'000
Jurisdiction
Denmark
LTV
79.2%
Term
3 years
Type
Acquisition
Term sheet
Within 4 months