Selected transactions
Funded and repaid facilities
Asset-backed financing
Twelve funded deals, a selection from the wider book.
These are selected transactions, a partial record of the facilities we have arranged since 2024. Open a file for its headline terms, its security and the story behind it, with names withheld to respect confidentiality agreements.
Selected transactions
Hotel portfolio, acquisition and refinancing
An established family-run hotel operator refinanced part of its portfolio while acquiring new properties, structured as a single facility across several cities. The introduction came by word of mouth from an earlier Watson deal, and it has since grown into a long-term partnership with further projects underway.
- Facility
- CHF 34'200'000
- Jurisdiction
- Norway
- LTV
- 34.5%
- Security
- First-rank mortgage and personal guarantee
- Term
- 36 + 12 months
- Type
- Acquisition and refinancing
- Term sheet
- Within 31 days
- Status
- Funded
- Loan agreement
- Within 52 days
Residential development, 24 apartments
A Lake Geneva developer who had spent almost two years searching for finance was introduced by the contractors due to build the scheme. The deal needed careful structuring before it could be presented to investors compliantly. The low LTV reflects substantial sponsor equity and a prime city-centre site.
- Facility
- CHF 12'000'000
- Jurisdiction
- Switzerland
- LTV
- 25%
- Security
- First-rank mortgage and personal guarantee
- Term
- 36 months
- Type
- Acquisition and construction
- Term sheet
- Within 1.5 months
- Status
- Funded
Construction plot acquisition
Land acquisition as the first phase of a larger residential development, with a term sheet issued within a week of first contact for a borrower who had been searching for over 18 months. The speed of this file is what later led a much larger client to seek Watson out.
- Facility
- CHF 4'200'000
- Jurisdiction
- United Kingdom
- LTV
- 66%
- Security
- First-rank mortgage and personal guarantee
- Term
- 18 months
- Type
- Acquisition, phase 1
- Term sheet
- Within 1 week
- Status
- Funded
Property loan refinancing
A 20-year facility to refinance an existing loan on better long-term terms. An unusually long tenor for a book that runs mostly short to mid-term, matched to the right investor profile. The full anatomy of this refinancing is in the Casebook.
- Facility
- CHF 2'820'000
- Jurisdiction
- Denmark
- LTV
- 67.6%
- Security
- First-rank mortgage and personal guarantee
- Term
- 20 years
- Type
- Refinancing
- Term sheet
- Within 1 month
- Status
- Funded
Alpine resort hotel
New hotel accommodation at an under-developed alpine resort in the Valais, repaid on a six-month term. One of the firm's earliest projects, and close to its Swiss roots.
- Facility
- CHF 1'900'000
- Jurisdiction
- Switzerland
- LTV
- 47.5%
- Security
- First-rank mortgage and personal guarantee
- Term
- 6 months
- Type
- Construction
- Term sheet
- Within 1 month
- Status
- Repaid
Villa purchase and restoration
An experienced local developer acquired and fully renovated a villa in Hellerup, north of Copenhagen, with purchase and works funded in a single facility for clarity from day one.
- Facility
- CHF 1'835'000
- Jurisdiction
- Denmark
- LTV
- 70.6%
- Security
- First-rank mortgage and personal guarantee
- Term
- 18 months
- Type
- Acquisition and renovation
- Term sheet
- Within 2 weeks
- Status
- Repaid
Six-apartment conversion
Conversion of an old farm into six modern apartments, designed by a Norwegian architect blending Swiss heritage with Scandinavian minimalism.
- Facility
- CHF 1'750'000
- Jurisdiction
- Switzerland
- LTV
- 80%
- Security
- First-rank mortgage and personal guarantee
- Term
- 24 months
- Type
- Acquisition and renovation
- Term sheet
- Within 1 month
- Status
- Repaid
Urban bathing facility
An Oslo bathing facility matched to investors within hours, with a term sheet issued in under a day. As much a reflection of Watson's Nordic relationships as of raw speed.
- Facility
- CHF 1'500'000
- Jurisdiction
- Norway
- LTV
- 46.7%
- Security
- First-rank mortgage and personal guarantee
- Term
- 24 months
- Type
- Construction
- Term sheet
- Within 1 day
- Status
- Funded
Ten townhouses development
Ground-up construction of ten townhouses on the Spanish coast, extending an origination corridor opened by an earlier Mallorca deal, in a market with strong domestic and international demand.
- Facility
- CHF 1'500'000
- Jurisdiction
- Spain
- LTV
- 80%
- Security
- First-rank mortgage and personal guarantee
- Term
- 30 months
- Type
- Development
- Term sheet
- Within 3 weeks
- Status
- Funded
New-build villa
Watson's first Spanish deal, a new-build villa on Mallorca, where the firm structured the security, legal documentation and tax from the ground up. It opened a new origination corridor.
- Facility
- CHF 1'460'000
- Jurisdiction
- Spain
- LTV
- 63.6%
- Security
- First-rank mortgage and personal guarantee
- Term
- 36 months
- Type
- Construction
- Term sheet
- Within 1 month
- Status
- Funded
Residential building restoration
A complicated ownership and documentation trail, untangled and presented to investors properly after conventional channels had stalled. The low LTV reflects strong underlying asset value.
- Facility
- CHF 1'270'000
- Jurisdiction
- Norway
- LTV
- 25.4%
- Security
- First-rank mortgage and personal guarantee
- Term
- 18 months
- Type
- Renovation
- Term sheet
- Within 2 weeks
- Status
- Funded
Property purchase
A more complex file that took longer to place, where thorough structuring beat speed and found the borrower the right financing partner rather than the fastest one.
- Facility
- CHF 1'000'000
- Jurisdiction
- Denmark
- LTV
- 79.2%
- Security
- First-rank mortgage and personal guarantee
- Term
- 3 years
- Type
- Acquisition
- Term sheet
- Within 4 months
- Status
- Funded